Michal Urbanovský
Every wealth-building journey has its own story. Whether you're taking your first steps, want to accelerate its growth, or wish to have already built assets professionally managed and protected.
Consultations always free No commitment A reply within 24 hours
Five products from five people isn't a financial plan. It's five commissions.
I look for solutions across the whole market, not inside a single bank or insurer.
Most people who come to me don't have financial chaos because they're irresponsible — but because everyone sold them a piece and no one showed them the whole picture. That's exactly what I put in order.
Under one roof I compare offers from banks and insurers across the market
Three steps. The first one commits you to nothing.
3 references
"6 rokov top spolupráce. Michal zaujal skutočným záujmom o našu rodinu a zohľadnil možnosti, ciele a hľadá vždy to najlepšie riešenie. Oceňujem profesionálny, ľudský, priateľský a zároveň strategický prístup. Nastavil nám finančný plán a od vtedy nám narástol majetok o desiatky tisíc, vyriešil problémy na katastri, ktoré boli ešte s predošlej generácie a nikto si to pred ním nevšimol."
"Pri kúpe bývania som si myslela, že najväčšou výzvou bude hypotéka no ukázalo sa, že problémom bude dohodnúť sa s realitkou na znení kúpnej zmluvy. Michal vyjednával nie len s bankami lepšie podmienky s bankou a zároveň trpezlivo rokoval s realitnou kanceláriou, až kým sa nepodarilo dosiahnuť vyváženú zmluvu, ktorá chránila naše záujmy."
"Najviac si vážim, že sa na moje financie pozerá komplexne. Nehovorili sme len o hypotéke alebo investíciách, ale o celej budúcnosti našej rodiny, podnikania a cieľoch, ktoré chceme dosiahnuť. Všetko bolo vysvetlené zrozumiteľne, bez nátlaku a s veľkou dávkou odbornosti. Vidím že pri sebe mám konečne človeka, profesionála, ktorý myslí niekoľko krokov dopredu."
I use the rates banks are offering today — from 3,39 % (UniCredit, 3-year fixed period). I will prepare exact figures for our meeting.
The rates shown are the lowest a bank will give — assuming you also take its other products (an account, loan insurance, salary paid in). Without them the rate is higher and the cheapest offer may turn out to be a different one. We will go through what actually pays off for you.
Rates updated on 28.09.2026.
Five steps that are the same for every client at myLife.
We get to know each other and I explain what I do.
We go through your goals, your options and your priorities.
A solution built around what you actually need.
I take care of the paperwork from start to finish.
We keep building your wealth together over the years.
I only advise on what I can justify with numbers — and you see the entire plan in black and white, including fees. I don't start with a product, but with your map. Products are the last step, not the first.
The consultation and wealth map are free. Financial institutions pay my fee upon implementation of solutions — and you see all costs for each solution upfront.
No. The map will first show what works and what doesn't. Things that work stay — canceling something just 'to have something new' is precisely the approach I stand against.
For anyone with an income who wants their money to have a system — from their first job to a family with a mortgage. The sooner wealth has a plan, the fewer mistakes need to be corrected later.
The initial consultation is 30 minutes, and the map handover is about an hour. I handle the paperwork. Afterward, we meet once a year — or whenever something changes in your life.
I will reply within 24 hours. The consultation is non-binding, and I don't sell anything during it.
Pick a time that suits you. Where we meet: Office address: Rybárska 1993/3, 91101 Trenčín Office location: https://maps.app.goo.gl/f1YpoJ1rv8uCS1pK8. It takes 60 minutes.
Leave me your contact details and a short note on what I can help with.
Write me a few sentences about what you are dealing with. I will get back to you personally — not a robot.
Michal Urbanovský
I usually reply within a few hours
Hello, Michal Urbanovský here. If anything on the page is unclear, or you would rather go straight to your own situation, write to me — I will get back to you personally.
Your message reached me. I will reply to the e-mail you left.
